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Re: Looking for local detailer... Adam can't fix
Posted: Fri May 14, 2010 10:18 am
by ElZorro
Well, i guess the question is what would you go to court over? Were you issued a ticket? Are you thinking about suing the insurance company? If you're getting a couple point 'failure to yield' ticket, and are paying a small deductable, I'd say call this a cost of driving in the DC area and move on.
Re: Looking for local detailer... Adam can't fix
Posted: Fri May 14, 2010 10:26 am
by complacent
Wow A, I'm really sorry to hear about the partial assignment of fault. That
sucks. 
ElZorro wrote:Well, i guess the question is what would you go to court over? Were you issued a ticket? Are you thinking about suing the insurance company? If you're getting a couple point 'failure to yield' ticket, and are paying a small deductable, I'd say call this a cost of driving in the DC area and move on.
This is an important issue. Weigh the cost of lawyer, court costs, etc against whatever your insurance rates will be after this whole ordeal. If X is less than Y, fight it.
Sometimes you can be in the right and still lose.
Re: Looking for local detailer... Adam can't fix
Posted: Fri May 14, 2010 10:27 am
by TRANS4M
was there a police report?
Re: Looking for local detailer... Adam can't fix
Posted: Fri May 14, 2010 10:33 am
by ElZorro
complacent wrote:Sometimes you can be in the right and still lose.
QFTMFT
Re: Looking for local detailer... Adam can't fix
Posted: Fri May 14, 2010 10:44 am
by chicken n waffles
missvenezuela85 wrote:So here is an update from the insurance. The are going to move forward with faulting us both on the count that according to VA law the other driver had the right of way.... now my question is... according to the surveilance video, why would I have come to a full and complete stop at the stop sign??? I obviously had no intention of breaking the law... and if so why didnt the other driver go while I was stopped? Anyway, they said they are faulting us both because we miscommunicated and were both in the intersection when the accident happened... now here is my question... Who T-boned who? I didn't T-bone her, I tried to swirve, she plowed right into me... so wait... isn't that breaking a VA law that you are supposed to proceed cautiously through an intersection? mmmm....
Anyways... Shop says she wont be ready til first week of June... my rental is covered through the last week of May...
Thoughts on what I should do now? Jason mentioned at one of the meets that it didn't matter if I went to court... I was going to lose anyway... Is this what I am to expect?
insurance company has made up its mind. it isn't worth it (imo) to fight the decision.
as far as the rental car situation, call potomac motors and ask if they have a shop beater you can putt around in for a few days until the repairs are complete. you might get lucky.
Re: Looking for local detailer... Adam can't fix
Posted: Fri May 14, 2010 11:25 am
by missvenezuela85
Yeah, I think I am not going to persue it but I didn't know if I was right in this choice... It just sucks cuz I can't file a depreciation claim... sigh... o well. Only two or three more weeks...
Re: Looking for local detailer... Adam can't fix
Posted: Fri May 14, 2010 12:46 pm
by zaxrex
Do you have the $600 or $900 rental coverage option?
If you have the $600 one, call usaa and see if you can change your policy coverage to the $900.
Worth a shot.
were there any tickets issued by the police?
Re: Looking for local detailer... Adam can't fix
Posted: Fri May 14, 2010 2:23 pm
by missvenezuela85
I have the 600... but I can call them as you said and see what I can do
Um police report was filed but no tickets were issued.
Re: Looking for local detailer... Adam can't fix
Posted: Fri May 14, 2010 2:48 pm
by ElZorro
missvenezuela85 wrote:Um police report was filed but no tickets were issued.
So then at this point your heartburn is over the deductible and the lost value because the vehicle has now had an accident?
I know some car insurance companies, and some gap insurance providers, provide a new vehicle if the accident happens within so many miles, involves drive train or suspension damage, etc. With your stuff being just cosmetic (right?), i can see why something like that wouldn't kick in.
Re: Looking for local detailer... Adam can't fix
Posted: Mon May 17, 2010 10:56 am
by zaxrex
USAA used to offer that on cars bought with loans from them. Now days you have to pay extra for it, and it is quite a bit.
I don't think she opted for it, else she would not be in this position.
Re: Looking for local detailer... Adam can't fix
Posted: Sat Jun 19, 2010 10:41 am
by missvenezuela85
Re: Looking for local detailer... Adam can't fix
Posted: Sat Jun 19, 2010 10:50 am
by missvenezuela85
And per Julian's request... here is the surveilance vid....
Re: Looking for local detailer... Adam can't fix
Posted: Sat Jun 19, 2010 9:25 pm
by Sabre
That video makes me very sad... and it's ridiculous the speed she was going!
Re: Looking for local detailer... Adam can't fix
Posted: Sat Jun 19, 2010 11:43 pm
by snaab
Total bummer, Anna
Always depressing with a beautiful car takes a smack, no matter who's at fault (in the eyes of the insurance company, and then in REALITY). Like we said before though, the main issue is that you're safe and sound to enjoy more Suby fun once it gets fixed up.
Re: Looking for local detailer... Adam can't fix
Posted: Sun Jun 20, 2010 12:17 pm
by complacent
After watching that video, I can't believe they didn't find the other driver completely at fault.
Re: Looking for local detailer... Adam can't fix
Posted: Sun Jun 20, 2010 4:57 pm
by Mr Kleen
complacent wrote:After watching that video, I can't believe they didn't find the other driver completely at fault.
